The preferential time deposit interest rate in this promotion material is quoted based on the interest rates of Hong Kong Dollars, RMB and Foreign Currencies time deposits published on 2 March 2021 by BOCHK and is for reference only. The preferential interest rate is a one-off privilege for each time deposit and the subsequent renewal rates. A time deposit, or a certificate of time deposit, is an interest-bearing bank deposit that has a specified date of maturity. It is a bank account type option for customers who would like to deposit available. View time deposit rates. 365 Days: 2 Years: 1K to less than 10K: 0.0000. Compare US interest rates for consumer savings and lending products from banks in the USA. Find and compare rates for certificate of deposits (CD), checking, savings, credit cards, personal loans. Time deposit investment rates generally differ from interest range of 1.00% to 5.00%. Time Deposit Tenure Usually time deposit terms vary from 1, 2, 3, 6, 9 or 12 months.
eCompareMo partners with the leading banks to provide you with impartial and up-to-date information on all financial products in the country. With our state-of-the-art time deposit calculator, you can compare and contrast all time deposit interest rates in the Philippines to find the best one that can give your investment a head start.
What is a time deposit?
A time deposit, or a certificate of time deposit, is an interest-bearing bank deposit that has a specified date of maturity. It is a bank account type option for customers who would like to deposit available excess funds in a high-interest account type. This is issued for a specified term, such as 30 days (minimum) up to five years. Funds can be withdrawn without prior notice, or before the maturity date, though there are penalties for early withdrawal.
Forms of deposit can be through cash, check (personal or managers check) and fund transfer from an existing account maintained at the same bank where the time deposit will be placed.
Why do I need to open a time deposit account?
The more money you invest in a time deposit, the more you'll earn. Also, with its better interest rates, one of the benefits of time deposit is it secures higher yields from your savings. Choose from any type of time deposits—traditional, mutual fund, fixed, term deposit with interim interest, flexible—and let your money grow.
How to open a time deposit account
Our advanced calculation engine allows users to make a fast and easy comparison of all time deposit interest rates offered by banks in the Philippines—guaranteed free. Applicants can get detailed information, such as minimum initial placement, placement term, withholding tax, rollover allowance, certificate of time deposit, and other requirements.
After doing a comparison using eCompareMo's time deposit interest rate calculator, you can immediately invest for a time deposit online. By using our platform, you can save time and money in choosing the right time deposit account.
To open a time deposit account, all you need is a digitized ID, such as an SSS ID, Driver's License, Voter's ID, Company ID, and the like.
Receive top-notch support from our customer service agents
Our customer helpdesk is more than willing to answer your questions regarding the product/s of your choice. Our highly trained agents also provide you with financial advice and other information that will help you make an informed decision about time deposit.
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Data security is our top priority
Your security is paramount to us, that's why at eCompareMo, we use global standards in data privacy and security. With an encrypted data protection system, you can be sure that all your personal information is protected. We will never share any of your data with other parties without your consent.
Helping millions of Filipinos save time and money
eCompareMo helps Filipinos achieve financial freedom through financial products and services. By using our service, customers can simplify their process of searching for the best products that are tailored to their wants and needs.
Westpac fiji term deposit interest rates. Aside from financial comparison services, we also provide insightful, informative, and inspirational articles as well as social media campaigns that aim to reach out to people looking for financial freedom in their lives.
With eCompareMo, opening a time deposit account in the Philippines has never been easier.
Time deposits are safe
If you are looking for an investment but afraid of the risk of losing money, then time deposit is just the right investment for you.
Catch me in my live training events! (quick plug)
The heart of why I do this seminars is I want to build a generation of Filipinos with the right foundation in stock investing. Online casino bonus codes. I want to bring smart investing to every Filipino around the world! If you would like to know more on how you could time the market checkout the trainings below.
ICON 2018 — May 26, 2018
Stock Smarts Melbourne – June 9 – 11, 2018
Stock Smarts Manila — June 16, 17, 23, 24 & 30 2018
Stock Smarts Hong Kong — July 28, 2018
Stock Smarts Iloilo — August 10 – 12, 2018
What is a time deposit?
A time deposit is an interest-bearing form of bank deposit that has a specified time of maturity. It requires the customers to deposit a certain amount of money in a bank and wait for it to mature or earn interest without any withdrawals. Interest earnings are determined quarterly, monthly, or annually. Although the amount you deposited will be inaccessible until the end of your time deposit (withdrawing the amount before a specified period of time will incur certain penalties), you will still have regular cash-flow in the form of interest payments.
Leading banks
In the Philippines, there are a number of banks to consider if you want to make a time deposit. Although, for all banks it is common that your earnings are higher if you invest a higher amount for a longer period time, there are banks with relatively higher time deposit rates than others. Below is a list of the best banks to include in your bowl of choices if you ever think of putting your excess money in time deposit.
1 year (12 months) Time Deposit of Php100,000 (as of March 29, 2018)
Security Bank Peso Time Deposit
- Interest rate: 2.01%
- Investment returns: Php1,608
- Estimated payout: Php101,608
EastWest Peso Time Deposit
- Interest rate: 1.75%
- Investment returns: Php1,400
- Estimated payout: Php101,400
PBCOM Regular Time Deposit
- Interest rate: 1.50%
- Investment returns: Php1,200
- Estimated payout: Php101,200
RCBC Regular Time Deposit
- Interest rate: 1.38%
- Investment returns: Php1,100
- Estimated payout: Php101,100
Maybank Classic Time Deposit
- Interest rate: 1.25%
- Investment returns: Php1,000
- Estimated payout: Php101,000
6. Security Bank Peso Time Deposit
- Interest rate: 1.20%
- Investment returns: Php960
- Estimated payout: Php100,960
7. Chinabank Diamond Savings
- Interest rate: 1.00%
- Investment returns: Php800
- Estimated payout: Php100,800
8. UnionBank Peso Time Deposit
- Interest rate: 0.88%
- Investment returns: Php700
- Estimated payout: Php100,700
9. Metrobank Peso Regular Time Deposit
- Interest rate: 0.88%
- Investment returns: Php704
- Estimated payout: Php100,704
10.CTBC Peso Time Deposit
- Interest rate: 0.85%
- Investment returns: Php680
- Estimated payout: Php100,680
Our customer helpdesk is more than willing to answer your questions regarding the product/s of your choice. Our highly trained agents also provide you with financial advice and other information that will help you make an informed decision about time deposit.
Lucktastic is like a virtual scratch-off ticket. Just download the app, and you'll get free tickets to play every day. You can use your tickets to try to win huge cash prizes, like $5,000, $10,000, or more! Play free games from the comfort of home with Rewarded Play, the one-stop app for all of the casual games you love to play. Play games, choose your rewards and get free gift cards within 48 hours!. Lucky minor is a free PayPal app that you can install and start making money out of it. Utilize your time by playing online games and earn rewards. Discover and install popular games every day from the list. Play free online games to earn money app free. Slingo is a free to play, online money gaming site that gives you real cash. As it offers free membership across the glove so you can compete with people everywhere. Most tournaments are one hour long.
Data security is our top priority
Your security is paramount to us, that's why at eCompareMo, we use global standards in data privacy and security. With an encrypted data protection system, you can be sure that all your personal information is protected. We will never share any of your data with other parties without your consent.
Helping millions of Filipinos save time and money
eCompareMo helps Filipinos achieve financial freedom through financial products and services. By using our service, customers can simplify their process of searching for the best products that are tailored to their wants and needs.
Westpac fiji term deposit interest rates. Aside from financial comparison services, we also provide insightful, informative, and inspirational articles as well as social media campaigns that aim to reach out to people looking for financial freedom in their lives.
With eCompareMo, opening a time deposit account in the Philippines has never been easier.
Time deposits are safe
If you are looking for an investment but afraid of the risk of losing money, then time deposit is just the right investment for you.
Catch me in my live training events! (quick plug)
The heart of why I do this seminars is I want to build a generation of Filipinos with the right foundation in stock investing. Online casino bonus codes. I want to bring smart investing to every Filipino around the world! If you would like to know more on how you could time the market checkout the trainings below.
ICON 2018 — May 26, 2018
Stock Smarts Melbourne – June 9 – 11, 2018
Stock Smarts Manila — June 16, 17, 23, 24 & 30 2018
Stock Smarts Hong Kong — July 28, 2018
Stock Smarts Iloilo — August 10 – 12, 2018
What is a time deposit?
A time deposit is an interest-bearing form of bank deposit that has a specified time of maturity. It requires the customers to deposit a certain amount of money in a bank and wait for it to mature or earn interest without any withdrawals. Interest earnings are determined quarterly, monthly, or annually. Although the amount you deposited will be inaccessible until the end of your time deposit (withdrawing the amount before a specified period of time will incur certain penalties), you will still have regular cash-flow in the form of interest payments.
Leading banks
In the Philippines, there are a number of banks to consider if you want to make a time deposit. Although, for all banks it is common that your earnings are higher if you invest a higher amount for a longer period time, there are banks with relatively higher time deposit rates than others. Below is a list of the best banks to include in your bowl of choices if you ever think of putting your excess money in time deposit.
1 year (12 months) Time Deposit of Php100,000 (as of March 29, 2018)
Security Bank Peso Time Deposit
- Interest rate: 2.01%
- Investment returns: Php1,608
- Estimated payout: Php101,608
EastWest Peso Time Deposit
- Interest rate: 1.75%
- Investment returns: Php1,400
- Estimated payout: Php101,400
PBCOM Regular Time Deposit
- Interest rate: 1.50%
- Investment returns: Php1,200
- Estimated payout: Php101,200
RCBC Regular Time Deposit
- Interest rate: 1.38%
- Investment returns: Php1,100
- Estimated payout: Php101,100
Maybank Classic Time Deposit
- Interest rate: 1.25%
- Investment returns: Php1,000
- Estimated payout: Php101,000
6. Security Bank Peso Time Deposit
- Interest rate: 1.20%
- Investment returns: Php960
- Estimated payout: Php100,960
7. Chinabank Diamond Savings
- Interest rate: 1.00%
- Investment returns: Php800
- Estimated payout: Php100,800
8. UnionBank Peso Time Deposit
- Interest rate: 0.88%
- Investment returns: Php700
- Estimated payout: Php100,700
9. Metrobank Peso Regular Time Deposit
- Interest rate: 0.88%
- Investment returns: Php704
- Estimated payout: Php100,704
10.CTBC Peso Time Deposit
- Interest rate: 0.85%
- Investment returns: Php680
- Estimated payout: Php100,680
Time Deposit Interest Rates
These are only the best choices depending on the interest rates. If you have other factors to consider, such as the proximity and accessibility of the bank to your home/workplace, then your options may vary. Furthermore, some banks sometimes offer promotions including a surge of their time deposit interest rates. You may also want to watch out for these. Of course if you want growth the stock market is still the best place where you can make your money grow over the long term.
New book and other books on Investing, Business and Finance.
Time Deposit Rates Hong Kong
